Generally, you should consult an attorney who knows how to deal with an insurance adjuster. Each claim is governed by state specific statute of limitations. The claim must be filed within that period.Uninsured motorist coverage works in two ways. First if the person who injured you in a auto accident does not have valid or active liability insurance, your own policy uninsured motorist coverage covers you. Secodnly, if your injuries are severe enough to exceed the coverage amount by the motorist who caused your injury, you can use your under-insured/ uninsured motorist coverage to expand the amount of coverage you have.You must notify your employer of the injury so they can submit the necessary documents to the insurance providerIn North Carolina, the statute of limitations for personal injury cases gives an injured person three years from the date of the injury to go to civil court and file a lawsuit. Each claim is different. No case can be settled without finishing all medical treatments and being released from treatment by your physician or surgeon. This term is referred to as MMI, or maximum medical improvement. While some people heal quickly, others have to deal with continual treatment and therapy. There is no definitive time line to settling a clam, as our first priority is making sure you are properly treated and have achieved MMI before there can be any consideration of settling your injury claim.You would need to contact their auto insurer and submit your claim. Their motorist coverage will assign a claims representative who will review your claim and begin their inquiry.All claims initiate through a claims adjuster. If your claim is one that required surgery, most insurance companies have adjusters who are surgery claims adjusters. If you have surgery, your claim will be referred to this new surgery claims adjuster.There is no set in stone amount, every case has different variables. These variables include type of injury, and the permanency of the injury. Each individual's pain and suffering and loss are unique to the individual.Take pictures, take notes and keep all documents. You should begin to keep a diary of the events and of your medical care. It is also highly encouraged to keep a pain diary as you begin to recover. Keep a log of all necessary miles you have traveled to and from medical appointments associated with your accident. Keep all receipts of out of pocket expenses you have.Take pictures, take notes and keep all documents. You should begin to keep a diary of the events and of your medical care. It is also highly encouraged to keep a pain diary as you begin to recover. Keep a log of all necessary miles you have traveled to and from medical appointments associated with your accident. Keep all receipts of out of pocket expenses you have.Yes, you should make your insurance company aware of any incident where you or your property were damaged.Yes, if you have sustained injuries in an accident-you must seek medical help. Not every injury manifests itself in the initial accident.If the other driver does not have insurance, there are ways to get your claim filed through your insurance coverage. UM/UIM are known as uninsured or under insured motorist coverage. If the driver who caused your injuries does not have insurance, we can help you get your claim handled through you UM/UIM coverage.